Monthly Archive:: April 2009

Bank of New York Mellon 401k Plan PSDS Scan 12/31/2008

The Bank of New York Mellon plan has 3o investment options including company stock, BK. The employees have a conservative portfolio that has a positive 5yr APR but only 1.42%. The Balanced portfolio is invested in the

Apache 401k (SP) Plan PSDS Scan 12/31/2008

The Apache plan is invested heavily in company stock, APA, which like COP has done well but is very volatile, 5yr APR = 13.68% and STD = 35.85%. The Balanced portfolio has most of the plan money

ConocoPhillips 401k (SP) PSDS Scan 12/31/2008

The ConocoPhillips 401k Plan is rated among the best and the company stock, COP, has done well. They have money market options but no stable value option. The largest holdings are the money market, VMVXX, the bond

Eastman Kodak 401k Plan PSDS Scan 12/31/2008

There is not much to say about this plan. Only one fund has a positive 5yr Sharpe ratio and company stock, EK, had a negative 5yr APR over -22%. The Balanced portfolio is all in Barclays Global

Safeway 401k Plan PSDS Scan 12/31/2008

The Safeway plan has GICs and and a stable value invesment option but few mutual funds. The GICs were represent by a UBS GIC and FUND G from the US Government 401k represented the SEI stable asset

Dominion Resources 401k (SSP) PSDS Scan 12/31/2008

The Dominion Resources 401k scan was a bit different because two of the scan funds, REDFX and VTINX, had very small negative 5yr Sharpe ratios. This by rule excluded them from the Balanced portfoilo which was not

Microsoft 401k Plan PSDS Scan 12/31/2008

The Microsoft plan in the 12/31/2007 SEC 11-k filing had 900M in company stock which along with all the equity mutual funds had a bad 2008 like most plans. The Balanced portfolio retreated to the money market

Chevron Texaco 401k (SIP) PSDS Scan 12/31/2008

The Chevron Texaco scan last year did not include company stock, CVX, and still had an APR of 15.06%. What a difference 2008 made. This scan includes CVX stock and updated the list of funds to match

Sempra Energy 401k Plan PSDS Scan 12/31/2008

This plan needs bond funds and a stable investment option. None of the funds in the plan have a positive 5yr Sharpe ratio or APR. Only company stock, SRE, has a positive 5yr return and by rule

Southern 401k (SP) Plan PSDS Scan 12/31/2008

The Southern Co. employees have done very well. The company stock, SO, has a 5yr APR of 8.93% which is great but they have a lot more than 5% invested in the company stock according to the