Monthly Archive:: August 2011

American Tower 401k (RSP) Plan PSDS Scan 12-31-2010

A lot has changed since the last American Tower 401k design scan in 2008. Company stock AMT is no longer an investment option and the company recently announced it was reorganizing as a REIT for tax purposes.

Automated Data Processing 401k Plan PSDS Scan 12-31-2010

The last Automated Data Processing 401k scan was in 2008. They have made few changes since then. The Balanced portfolio continues to invest a little, 7.9%,  in company stock ADP. The employees invested 11.3% of their money

Apache 401k Plan PSDS Scan 12-31-2010

The Apache 401k Plan made small changes last year; WACPX was replaced by PTTRX and FMAGX was replaced by FCNTX in the SEC 11-k report. The Balanced portfolio improved over last year to a 5yr APR =

NADART 401k Plan PSDS Scan 12-31-2010

NADART’s 401k investment performance data are posted on the web at http://www.nadart.org/. They have two funds managed by NADART and 25 mutual funds. The Balanced portfolio (highest Sharpe ratio) has a 5yr APR = 5.70% with a

New Jersey Resources 401k (RSP) Plan PSDS Scan 12-31-2010

The New Jersey Resources 401k Plan made a few changes. The stable value fund was moved to T. Rowe Price and is SVF.hpx in the scan. The plan was again helped a lot by company stock NJR

Unitrin Inc. 401k (SP) Plan PSDS Scan 12-31-2010

Effective 8-25-2011 Unitrin will change its name to Kemper an old-line insurance company they bought in 2002. The new stock symbol will be KMPR. The 401k Plan design scan today uses the old symbol UTR. This 401k Plan

Alliance Data Systems 401k (RSP) Plan PSDS Scan 12-31-2010

The last Alliance Data Systems 401k Plan design scan was in 2008. This year the 401k Plan Balanced portfolio was helped by company stock ADS and an improving market to an above average 5yr APR = 6.66% with

Potash Corp. 401k (ESP) Plan PSDS Scan 12-31-2010

The Potash 401k Plan is dominated by company stock POT which has an incredible 5yr APR = 42.56% with a positive Sharpe ratio of 0.44. Last year it was “only” 32%. The Balanced portfolio invested 8.5% of

Berkshire Hathaway Top 10 Stock Portfolio PSDS Scan 12-31-2010

Last year I scanned the Berkshire Hathaway Top 15 stock portfolio based on asset allocation. This year only the Top 10 holdings are in the scan. The Balanced portfolio 5yr APR = 7.88% out performed the actual

USG Corp. 401k (IP) Plan PSDS Scan 12-31-2010

The USG 401k Plan was not helped by company stock UGS which had a very negative 5yr APR = -23.68% and high volatility. Even Berkshire Hathaway has been selling some its shares in the company. The Plan